When life insurance is not enough and time has gotten away from us, or changes in life may have altered our original decisions; some additional coverage may be needed.  Delaying may then reach an age that coverage is not available. Look now f...

There's a better way to bank. Did you know that the FDIC protection fund can only cover 1 percent of deposits?  There is $1. 7 Trillion in deposits in banks and the FDIC only has $88 billion. Protect yourself and also finance your own cars, t...

If you compare rates vs length of coverage, you'll find the comparison between renting your policy vs. owning your policy. Term, though a good product, is like renting. When you pay premiums and at the end of the term you have nothing. With perman...

Whether you are thinking about keeping your Medicare Plan, switching your Medicare Plan for better benefits or joining for the first time give us a quick call t...

Did you know that all Term Life Insurance Plans are almost all identical between each Insurance Company except their monthly rates? ...

Did you know that all Medicare Supplement Plans are 100% identical between each Insurance Company except thier rates? Plan G has exactly the same befenits as all the other companies Plan G's except the monthly rate that each insurance comp...

When a loved one passes, there is always a shortage of money.  The SSA payment was not received in time, or it was received in time, but it had to be returned to the SSA Gov't branch.  The money in savings did not have the spouse...

Unlock the Benefits of Marketplace Health Insurance Navigating the world of health insurance can be confusing, but understanding marketplace health insurance can help you make informed decisions about your healthcare cover...

Many folks have some form of life insurance. Some have it at work, but it covers not even 10 percent of the needs, some have more insurance, but it's not enough to cover what the family needs especially as they have matured, and some have no form ...

It's even more vital today to have your Home Protected to avoid foreclosure when the income is lost and the family still is left behind. Have a look at your current plan to make sure is covers you or obtain Mortgage Protection to assure your house...

If you didn't work for a school, police, fire or other government job where you would have received a traditional pension, you may be on your own.  An annuity is very much like a pension; except you own it and you manage it. It's okay...

Your vision can change without you even knowing it. Get a vision exam at least every 2-years to assure that you are at your best! A vision discount plan can help! ...

If you have been saving money in a savings, CD's or a money market account; it may be time to review what other ways to save and in a tax-free way. Saving while paying taxes on that money is probably robbing from your interest due to the inflation...

I look at all assets to help determine and discuss with you the options that can make a true difference in your life and financial well being. Retirement is a problem for nearly everybody; worrying about not having enough to live on as you age. I ...

You cannot always have the cash when an unexpected illness or accident happens. Find out about how to use a special medical card to help pay your medical and health bills. Email me for information. Learn how to ease the burden of medical bills.&nb...

Somehow I have failed, not taking care of myself. I have spent my money on helping my family and was never able ...

If you depend on the income you receive through work to pay your expenses, then you should probably consider disability insurance. It ensures that you can continue to receive partial income if you become too sick or injured to work. What w...

Some of my clients really make me proud to be their agent. Since the beginning of the Affordable Care Act (ACA), I have listened to countless stories of how this service I provide saves lives. Clients who previously didn't qualify for health cover...

Long-term care insurance (LTCI) is a type of insurance that helps cover the costs of long-term care for people who are unable to care for themselves due to a disability or chronic illness....

Why is Final Expense Insurance So Important? The average funeral costs between $10,000 and $30,000. That, in addition to existing personal debts, legal and medical bills, can quickly break the bank.  Ask yourself, "If...

Dentists recommend dental care cleaning every 6-months. Do you have a dental plan?  Find how a discount dental plan can save you money. No paperwork or forms to fill out. Click below: ...

Healthcare. It's been a problem at some point and many currently do not have health insurance.  A discount healthcare plan can help fill the gap and even reduce your current healthcare expenses by also lowering your deductible.  ...

There are many types of insurance plans out there. I hope that in this blog I can make insurance clear and simple for you. We often don’t think about insurance as something important. That is until we need it. Insurance is a way to manage yo...